We all have that thing that’s been locked away, deep in our minds from the furthest reaches of our day to day thoughts. We’ve considered doing “it” for quite sometime, but somehow, we always find an excuse to put it off; whether it be writing that long awaited book, taking that dream vacation, trying out that brand new restaurant or fitness class, or even, striking up the nerve to ask that cute guy or girl on a date…
We’ve all been there.
For a fleeting moment an idea seems great, fun, exciting even, but moments later the rational side our brain awakens, beats this great idea down, and locks it away as a possibility for, maybe another time. Which usually never happens, and is rarely thought of ever again.
Well, here are five reasons to finally do that thing.
Life is Short.
Unfortunately, we never know when our time will be up. On average most people live to be about 70 years old. Although that may seem like a long time, it really isn’t.
Think of your current age now: are you 20, 30, 40, 50?
Now ask yourself: Did it take long to get here?
If you answered no, imagine living that amount of time again, (20, 30, 40, years) but this time you have aged, and your health isn’t all that it used to be. You can’t climb Mount. Everest, or visit Machu Pichu from your deathbed. So don’t wait till later, because you may never get another chance to.
2. The Possibilities are endless.
You never know where trying new things might lead you. Chances are, you’ll meet new people, make new friends, find opportunities, learn some things, fall in love, or make some money while you’re at it. Maybe you have a great invention that world needs to know about, but…
3. You will never know if you don’t try.
You can never know what’s on the other side of the door, if you never open it. (Unless the door is made of glass then you would just look, but for this case lets say the door is metal or wood…) How can you reap the benefits of something if you never do it? You must apply yourself, no one else can do it for you.
4. It may have a positive impact on your life and others.
Yes, meeting your soulmate is great, and cash is great also, but what about your mental health, and your physical state of being.Taking care of yourself should always be your top priority, (I know, it’s easier said than done, but it’s still absolutely true) so, why not sign up for that dance class, or go biking or jogging to get fit. Who knows, your success may also inspire others.
5. Do it, If it makes you happy.
Of course, if you enjoy doing something, then do it, and when you do, give it your all. As long as you’re not hurting or killing anyone, why not? Life is about finding our place in the world and doing what makes us happy, healthy and productive. If it makes you happy, then chances are, you are doing what’s best for you. So get out there, start living life to the fullest, and enjoying all the things that you want to do before it’s too late.
Yes, their chubby cheeks are cute, and their kisses are heaven-sent, but the catastrophic messes they make, and the unpredictable tantrums they throw, can give anyone the urge to lock themselves into a room, crawl into a ball, and cry…
It’s already bad enough, you can no longer keep a single morsel of food to yourself without your child’s precious little ravenous fingers reaching up to claim whatever, fork, spoon, or snack, that was about to descend into the depths of your mouth. Let alone that their time is their time, and your time is… well of course it’s their time as well!
Parenting is hard.If you think dealing with one toddler is a strenuous task, try raising two at the exact same age. It gets tough.
It’s hard not to lose your sanity when two toddlers insist that dinner should be smeared on the walls, and floors as art, or that their diapers should be worn on their heads as hats, instead of their butts, which in just moments, inevitably creates, one really big mess.
And please, do not dare commit the heinous act, of not refilling a sippy cup within the allotted time of 60 seconds; it just may as well be,the end of the world.
Yes I know, I shouldn’t complain, because they are healthy, and happy, and as constantly growing humans, they are going through a lot.
Sure, it’s tough work being a toddler. There’s so much to see, so much learn and do; lots of teeth to grow, and different things to chew. There’s always new things to discover; even if it is that bottle of chocolate syrup, you thought, you put high enough, up… Newsflash: You didn’t.
And no one, not a single soul, desires to have their sleep blatantly interrupted, by a toddler’s,–in this case two– blood-curdling scream, at 2 in the morning, to have them only return to bed an enervating, 3 hours later…
This is Jada. Jada is 17 months old. It is currently 4 am. I am tired. She is also tired, but she insists that playing with the door, is more important than getting a good night’s sleep.
Most parents would agree that, raising children—even a single child— is often a daunting task. Parenting has it’s ups and it’s downs, and while the joys of parenthood are abundant, we understand that our precious little angels can be some of the most unpleasant creatures, that we’ve ever met.
Why Having Good Credit is Important, And Understanding it
There are various reasons why you would want to raise your credit score, It could be that you want to take out a mortgage on your dream home or you’re praying to get approved for car financing or a personal loan. Even if you just want to raise your credit score to repair your credit just want to get a shinny new credit card, these tips should be able to get you on the right track.
In order to be approved for a credit card, loan, mortgage, financing etc, lenders will look at certain factors, like your job, income, and most importantly; your credit score.
Just about all lenders look at your FICO score to determine whether your credit is poor, fair, good, or excellent. The range of your credit score can literally make or break any deal with a potential lender.
Trust me it’s not something you want to go through, I’ve been at the car dealership anticipating getting a new car only to be denied because my credit wasn’t good enough
Having good credit is important, not only for making big purchases, but it can come in handy if you happen to need emergency funds. Your score can also determine how much interest, you will pay on a particular loan and can even determine the size of your monthly payments (the more excellent the score the lower the payment.
The diagram below is a more detailed breakdown of the typical credit range
The next most important thing about credit you should understand is the different parts or factors that make up your credit score.
Once you can understand what makes up the majority of your score, you can focus on those sectors to raise your credit score faster. Your credit score is typically broken down into 5 cateogories:
Payment history– are you making your payments, late on time, or before time.
Amounts Owed– Total debt and outstanding balances
Credit Length– How long have you held accounts in good standing, collections, closed accounts
Types of Credit– Personal and student Loans, Mortgages, credit card
New Credit– New cards and new loan approvals
As depicted in the image above the cateogories with the 2 most major impacts on your credit score are your payment history and your amounts owed as a combined total of 65% of your credit score. Luckily for you these 2 cateogories are things you can work on right away.
If you are like the average person you probably don’t have a lot of money to spend on paying back thousands of dollars worth of debt awesome enough there are some things you can do to raise your credit score without spending large sums of money, so here’s 5 tips to help you raise your credit score fast.
What is Experian? Experian is a huge multinational consumer credit reporting agency. Experian offers several services ranging from checking your credit score, to monitoring your credit for fraudulent activity, they even offer live support for you to ask questions about your credit, but my favorite perk about Experian is that they offer a service called Instant credit boost!
Instant credit boost is exactly what it sounds like, an instant boost in your credit score. By using the instant boost to raise your score, you can raise your score on average by 13 points!
Experian looks at your account statements and gives you credit for bills, and utilities that you already pay on a monthly basis, which instantly boosts your credit score, and the score really does take effect immediately! Click this link here to head on over and get your FREE credit boost!
Raise Your Credit Score Tip #2-Dispute incorrect/fraudulent or unknown accounts
Disputing and removing faulty or incorrect accounts from your credit his can have a dramatically positive effect on your credit score! That is why it pays to really know everything on your credit report because you could have unknown credit errors lying around, crippling your credit score.
When you successfully dispute an account and have it removed, your credit score could easily jump over 20 points!
Luckily for us Experian, and Credit Karma are two sites and apps that let you view your entire credit history and will help you dispute accounts you believe to be errors for FREE!
If you can set up payment arrangements for outstanding balances that you owe. Since payment history and amounts owed makes up about 65% of your entire credit score, it makes sense that adding on time monthly payments, and decreasing outstanding balances will drastically raise your credit score.
You’re payments don’t have to be huge but they should be consistent. There are even companies that will help you consilidate your credit.
What does it mean to consolidate your credit? Consolidating your credit happens when a lender, or bank agrees to help you pay off your debt by combining all your outstanding balances into one lump sum,. In turn you only have to make a single payment each month to your lender.
Juggling several monthly payments on top of rent, utilities, and other bills can be stressful. Consolidating your credit simplifies the process of rebuilding your credit by combining monthly payments into one.
What is SELF? Self Lender is an amazing credit monitoring tool that allows you to build credit and save money by making fixed monthly payments over a span of 24 months or less.
In a way Self is like a CD or Bond, where after your account has matured you can withdraw your money! The only difference is that your money doesn’t gain any interest.
Self Lender is great for people who are on the low end of the credit spectrum, looking to rebuild their credit, or those who are new to the world of credit and looking to establish credit history.
The only upfront cost you have to pay is a $9 fee to activate your account, after that you will begin paying the fixed monthly payment of your choice, $25, $48, $89, or $150. For minimum payments of $25, the span of your loan is 24 months. If you opt for one of the higher payments, the span of your loan will last for 12 months
People have raised their credit score by a whopping 100 points using Self Lender . So it is definitely 100% worth the try. Click here to visit their site and signup here
Raise Your Credit Score Fast Tip #4-Secured Credit Card
A secured credit card is similar to a credit building loan in the sense that you have to provide your own money upfront. Your deposit is what makes the card secure, so that there is no risk for the bank or lender.
After your deposit has been received and your account activated you can begin using your credit card as you would a normal credit card. Whatever you borrow you must pay back. Your credit limit is typically the same amount as your deposit
There are various banks and cards that offer various deposit amounts ranging from a minimum of $50 to a maximum of $3,000. Just like ordinary credit cards, these banks report to the major credit bureaus. If you make your payments on time this will help to raise your credit score.
Here is a list of some of best secured credits cards out there
Everyone is looking for ways to make money online. Luckily for you, you’ve come to the right place, because this post feature 8 ways on how to make money online from basically anywhere around the world. For most of theses methods all you need is a laptop, computer, tablet or phone, and of course a stable connection to the internet.
Start a blog. Yup, there I said it, chances are you’ve probably heard this before. Starting a blog can be a great way to start making money online. This method is both passive and active. It’s active because in order for your blog or website to rank well on search engines, you not only have to get unique and provide valuable content, but put in work to make your site discoverable using SEO.
Once you’ve posted some quality content and optimized your site to be found by search engines, you can then apply for your site or blog to be monetized using ads. The most common way to monetize your site is by creating an account with Google Adsense. (Although there are other ways to include ads on your site ergo click bank and Amazon…) Google Adsense is arguably the best.
The best part about this method is that once things are all set up and the traffic flows steadily to your site, your site will be able to make money on autopilot while you sleep.
Don’t know what to post about, think of things that inspire you, things that you’re passionate about or enjoy doing, because those will be the topics you’ll easily find ideas for.
How To Make Money Online Method 2- Sell Your Own Ebook
Selling Ebooks online is one of my favorite ways to make money online. If you’re willing to put in the initial work of actually writing the book and promoting it, you can become one of thousands of people who have had huge success selling hundreds, thousands, or even millions of copies of their book to customers all over the world without all the extra terms and conditions of publishing with a traditional publishing firm.
Online book publishing allows you to keep more of the money you make from royalties actually in your pocket and not someone else’s. One of the easiest and most popular places to create and sell an Ebook online is with amazon kdp (Amazon Kindle Direct Publishing. Once you upload your ebook, input all your book’s information, and upload a cover or create one on the site, your book will be submitted for review, and if accepted will be live and ready to start making sales in less than 24 hours!
How To Make Money Online Method 3- Do Small Tasks Online
Another one of my favorite methods for turning time spent online into real cash is by working on micro work sites like Crowd Source, and Amazon mechanical Turk
After you sign up for one of these sites essentially all you have to do is set up your account and bank account info so you can get paid, then work on hits or tasks that you’re qualified for and watch the coins/dollars start adding up.
Mturk is definitely a site where you have to actively work ti complete various tasks such as questionaires tests, and surveys, but unlike most micro task sites Amazon Mturk is actually worth it. Pay can range from as little as $0.01 to $10.00 depending on the task, just as the difficulty level, and length of the task will vary as well. And the best part is, is that you can do these types of tasks almost effortlessly from your laptop tablet or smart phone.
How To Make Money Online Method 4-Surveys
Surveys believe it or not can be an easy way to generate some extra income online, but believe me not all websites or apps offering to pay you for completing their surveys are worth it. Some are just better than others.
I’m sure there is more than one better paying sites offering to pay you cash for your time but to skip all the what ifs I’m just going to tell you my favorites, which are: Qmee, 1Q, and Google Opinion Rewards.
The perks I like best about these three platforms are
They have easy to use mobile apps that can be downloaded on both androids and iphones
They are not time consuming (on Qmee you get to see the length of the survey and how much you’ll get paid for it, before even taking the survey, For 1Q for each question you get, the response is pretty straight forward and quick. Google Opinion Rewards surveys typically have 1 to 2 questions that only take about a minute , after which you are rewarded.
Low payout requirements and almost Instantanous payout. For Qmee there is no payout minimum which means you can cash out whenever you have cash in your account, Once you answer a question on the 1Q app you will be immediately credited $0.25 for each question answered to the account on file. Google opinion Rewards has a minimum payout of $2.00, which only takes about a handful of surveys to complete.
All three of these sites can deliver the cash you’ve earned directly, and immediately into your Pay pal account.
So if you’ve got a little extra time, and don’t mind sharing your your location with these apps you could begin making some extra cash right away.
Method 5 for earning money online is referred to as uploading. Have you ever seen someone advertising a free course, free software, free ebook, or free pdf file online, and wondered just exactly how they’re making money off of essentially free products, well uploading is the answer.
What is uploading? Uploading is when you take a file that you have: pdf, photo, video, document etc. and upload it to a site or PPD (pay per download) network.
Sharing the link provided to you by the PPD network will allow unique users who are interested in downloading your content to be asked a brief survey before downloading the file.
Once the survey is completed you will be credited and the user will be able to download your file. This is especially great if you are someone who wants to offer music downloads, photography, or even secret recipes.
Not all PPD sites pay the same amount, depending on which network you use you can make anywhere from $0.02 to $10.00 depending on your content and the type of PPD methods you use. (Opting to have no survey given before your content can be downloaded will put you at the lowest end of the earning pool.
Here are a few of the top earning PPD Network sites to consider some even offer other ways to monetize your site such as pay per click, and affiliate opportunities
Almost everyone has heard of the video sharing service that has millions of recurrent users visiting it’s site and watching over 5 billion videos every single day.
The site which was created in February of 2005 has become one of the most popular streaming services of all time. There are some accounts that generate hundreds, thousands, even millions of dollars per month.
Some people believe that you need to be popular, have a perfect life, or create popular trending content to be successful on You tube but that’s not necessarily true.
Sure having lots of followers should bring you more views, and posting trending content may attract some extra views, but will really grow your channel views is posting valuable consistent content about things you’re passionate about.
There are tons of popular niches for almost anyone to get started with
Tech Videos.
Gaming.
Product Reviews.
Tutorials.
Storytime Videos.
Vlogs.
Food.
Fashion.
In order to monetize your You Tube channel, You Tube requires you to have at least 10,000 channel and video views. So the sooner you get started creating awesome content, the sooner you can grow your following and start monetizing your everyday passions!
How To Make Money Online Method 7-Leveraging Your Social Media
The greatest part of using social media to jump start your business, is that you can start what with what you already have. Most people have a personal Faceboook, Twitter, or Instagram, chances are you’re one of those people, and if you’re not that’s okay too!
Just about everyone you know, and everyone around the world is using social media to reach and connect with friends family and customers. These free platforms even have business tools and business account options which you can use to grow brand awareness pull traffic to your websites, and leverage to make sells.
There are people making millions of dollars off of Facebook and Instagram alone, using ads, to promote links, and products.
There are several ways to leverage the power of Facebook and Instagram to create income, especially if you have a large loyal following.
E-commerrence- selling and Promoting products, clothing, Ebooks crafts, drop shipping product page, promoting your download links
If you have a large following some brands will reach out to offer you sponsorship deals which is another form of affiliate marketing (a lot of social influencers use this)
Brands aren’t the ones trying to reach more customers or users, when you have a large following, even people with smaller accounts craving more exposure will reach out to you to collaborate or do a feature. You have the power to make money by charging them reposting and or feature fees
How To Make Money Online Method 8 -Investing In Monthly Dividend Paying Stocks
Just thinking about dividend paying stocks brings a smile to my face. There used to be a stipulation that only the rich could afford to invest in the stock market.
It pleases me to say that anyone can do it and these days with apps like Robinhood and Stash, anyone can create an account with $5 or less, and begin investing.
One of the best perks about these investing apps is that you can buy and trade stock, without a stockbroker, and at little or no cost to you. Robinhood is my favorite because it’s absolutely free! There’s no fees for having an account, and no fees to buy or trade stocks.
Plus with Robinhood you can also earn free stock just by inviting people to sign up (click to sign up here ) For every person that signs up we both get a free stock!
There are many stocks that pay shareholders dividends, some pay quarterly, but there are even some who pay dividends monthly. Take a second and think about how making a 1 time investment could provide you with reoccurring passive income every month!
Interested in discovering more ways on how to make money online visit back later for info.
“Embrace Uncertainty. Some of the most beautiful chapters of our lives won’t have a title until much later.” –Bob Goff
Accepting or embracing change can be difficult, painful even. It’s the reason why we procrastinate and put off those important projects and ideas that have the potential to change our lives.
The truth is in some way, shape, or form, we are scared; scared of what change may bring, scared of the effort we may have to put in, scared to leave our comfort zone, afraid of the difficulties we may face.
Some of us are so scared of failure that we never even start down the road that could lead us to our greatest success.
Today I made a change. I left my average entry level position job as a cashier.
Although I have held this position for a year, I have grown comfortable in it, comfortable in the familiarity of it, comfortable in it’s daily repetitiveness, and the safety of my routine.
Staying would have been an easy thing to do, but taking the easy way out leaves no room for growth or change, which is a basic necessity of life. We need growth and change, or otherwise our dreams, and goals begin to die.
To be honest I’m more than scared about starting a new job, especially one I’ve never done. I’m not even sure I’m mentally prepared for it, but one thing I do know is that I have the chance to grow, and when life presents you with the opportunity you take it.
This post is a reminder to go after your goals and dreams no matter how terrifying and unreasonable they may seem. Of course there’s a 100 chances of not achieving success, but it’s a fact that you never will if you never try.
A post shared by Jelisa Payton (@empowering_womenworthwealth) on
The shocking truth is 1 in 4 women will experience some form of domestic abuse or domestic violence in their life time, with most domestic occurrences happening to women between the ages of 18-34.
Although there are an estimated 12 million cases of domestic abuse a year, less than half are actually reported to authorities.
It’s extremely important that women (or men) who may be subject to this kind of abuse alert someone about their situation, even if it’s a family member, friend, police or agency, someone should know.
You should never feel alone, trapped or helpless when facing domestic abuse, most partners who are abusive tend to escalate, or continue abuse because they feel that their victim is estranged from friends and family
If you or someone you know may be suffering from abuse make a police report, or contact the National Domestic Violence Hotline. at 1-800-799-SAFE (7233)
A Man Who is Not A Man; A Short Verse
I know a man who is not a man, but a liar who never keeps his word.
Whose mouth proclaims his love, and threatens my life like a two edged sword.
I know a man who is not a man, who’d rather make excuses than to try.
I know a man who is not a man who believes all his twisted lies.
I know a man who is not a man who’d take my last without batting an eye,
He believes raising hands to me can be justified.
I know a man who is not a man who has no self control, no morals or, no goals.
Someone who believes he’s entitled because he exists,
he believes he can solve his problems by how well he can use his fists.
The problem with this man is that he is not a man at all.
So I know a man who is not a man, he’s actually is just a boy.
I wrote this verse a little over a month ago, BEFORE deciding that maybe posting a verse revealing the true nature of my children’s father would be a little bit harsh. You are reading this because he changed my mind.
In the past week alone he has shown up outside my door and at our neighborhood park shouting and threatening to shoot me and kill me in front of our children for not answering the phone when he called.
I do not understand how a man can behave this way toward a woman that has mothered his children. This instance is just one of several other traumatizing incidents I have endured with this man, varying in degrees of, stress, trauma, and severity.
As someone who has experienced domestic violence and abuse, it’s very easy to allow feelings of dread, depression, hopelessness and fear to sink in, but I encourage you to use your voice and tell someone, remove yourself from the situation if you can. Seek help from family, and professionally if you need to.
You are important. You deserve to feel safe, no one on this Earth deserves to harm you in anyway. Reach out there are many people who would be willing to help.
Are you a survivor or know someone who is a survivor of domestic abuse. What are your thoughts on the issue? What did you do, what actions are you taking to protect yourself?
Disclaimer: the photo above is not meant to portray an individual/s accused of or associated with Domestic abuse or violence.
Don’t forget to Follow me on Instagram @real.queens.killing.it for encouragement and inspiration
Welcome to The Boss Millennial! My name is Marleana, and I will be your host/conductor for this ride. I’m glad you’re here because this journey isn’t meant to be taken alone, so come on in, get settled, we’re going to become the best of friends. It’s here on this blog, on this web page, where we are going to discuss this thing called life, the good, the bad, the virtuous and the evil, and the ugly along with the pretty.
It’s 2019, the world is a sweet but bitter place. If you’re not ready to laugh, cry, pray, grow, inspire or be inspired then this blog is not for you, and it’s time for you to go. We will be breaking all kinds of chains and boundaries concerning health, wealth, family, and relationships both physical, spiritual, and mental.
So thank you for being here and lets get ready to begin!
